An important message from Marc Dann: We are open and reachable during normal business hours and beyond and you can reach me on my cell phone at 330-651-3131. Rest assured that I will either be at home or at the office because like you, I’m really not allowed to go anywhere else. We will be happy to answer any questions you have about your existing case(s) as well as the many coronavirus-related legal issues our friends and clients are facing on an almost hourly basis. If you need to speak … [Read more...] about An Update from DannLaw on Coronavirus and Emergency Legal Issues
When I woke up this morning to another stream of stories about the Coronavirus, I wasn’t worried about the impact the growing crisis was having on big banks or the stock market—as has been proved time and again, they’ll recover or be bailed out, or both. Instead, I was concerned about the people reporters obsessed with Wall Street losses ignore: people like the guy who was counting on catching up on his Christmas credit card charges by selling hot dogs at the NCAA tournament at Rocket … [Read more...] about Lessons learned in the last recession could help working families deal with the coronavirus crisis
The Ohio Center for Investigative Journalism just published an article that documents the severe problems afflicting Ohio's Board of Revision (BOR) foreclosure process. According to the story, published in the Center's "Eye On Ohio" investigative reporting series, the BOR foreclosures have cost local governments, homeowners, and banks at least $91 million over the past 13 years. The process, created by the Ohio General Assembly in 2006, enables BORs to cease properties without going to court. In … [Read more...] about New report confirms serious problems with Board of Revisions seizures, homeowners and local governments have lost millions in value and revenue
I have dedicated my entire legal career to helping people who have been hurt, scammed, cheated, or victimized seek and secure justice. I'm proud to say I've done just that at my first small law firm, as an Ohio State Senator, Ohio Attorney General, and now as the founder of DannLaw. That's why I seized the opportunity to urge the members of the Ohio Senate Judiciary Committee to first strengthen and then pass SB 162 which would eliminate the criminal and civil statutes of limitation for rape and … [Read more...] about Marc Dann urges Senate to stand up for victims of rape and sexual assault, testifies in favor of bill to eliminate the criminal and civil statutes of limitations
I am pleased to announce that Brian Flick, Managing Partner of DannLaw's Cincinnati office, has been named a "Super Lawyer Rising Star" in the area of consumer law for 2020. Only 2.5% of attorneys in Ohio are named rising stars in a particular practice area. This prestigious designation is reserved for attorneys who excel in their field, contribute to their community, and abide by the highest professional and ethical standards. Super Lawyers selects attorneys using a patented multi-phase … [Read more...] about DannLaw’s Brian Flick named Super Lawyer Rising Star in area of consumer law
Today, we’re going to tell you story about good vs. evil, right vs. wrong. The main character in the tale is Riad Ghosheh who owns a home that Ocwen Loan Servicing LLC and PHH Mortgage Services tried to steal. They’re the bad guys. How bad? As of this year, more than 11,000 complaints against Ocwen had been lodged with the Consumer Financial Protection Bureau (CFPB). PHH, which Ocwen acquired in 2018, has been tagged 781 times. Ocwen, a company we’ve fought and written about many … [Read more...] about A Tale of Good vs. Evil: We Stopped Ocwen/PHH from Stealing Riad Ghosheh’s Home–Now We’re Going to Make the Companies Pay
A recent federal appeals court decision may spell “relief” for Americans buried under private student loan debt held by Navient. In a unanimous decision, a three-judge panel of the Court of Appeals for the Fifth Circuit held that Navient private student loans ARE dischargeable in bankruptcy. This decision, to put it mildly, IS A BIG DEAL! We won’t go into the complex legal issues discussed in the Court’s 28-page decision--although you can read it here if you are so inclined:5th cir private … [Read more...] about Federal Appeals Court provides hope for Americans struggling to pay Navient student loans
Understanding HOA Foreclosure In Ohio If you are an Ohioan who lives in a condominium, townhome or a single-family home that is part of a development you may be required to pay dues to a condominium association (COA) or a homeowners’ association (HOA). Falling behind on your dues can lead to serious problems. In most cases, the covenants, conditions and restrictions (CC&Rs) that govern the COA or HOA give the association the right to place a lien on your home. Stay behind, and the … [Read more...] about Does Filing for Bankruptcy Stop an Ohio HOA Foreclosure?
If your house has been foreclosed and sold at a sheriff sale, you may be wondering if the buyer can legally lock you out of your home immediately following the sale. The answer is no. As long as the property has not been abandoned and is sitting vacant, the buyer must go through certain procedures before they can legally evict you and change the locks. In Ohio, this means the buyer must either obtain a Writ of Possession from the sheriff or initiate an eviction action in municipal court. After … [Read more...] about Can I Be Locked Out of My Home After an Ohio Foreclosure?
Understanding Mortgage Forbearance Agreements If you fall behind on your mortgage, your lender may offer alternatives to foreclosure that will enable you to stay in your home. The alternatives can include loan modifications, repayment plans, and forbearance agreements which are specifically designed for borrowers who are having difficulty making their mortgage payments due to temporary problems like unemployment, illness, unexpected medical bills, or other types of financial hardship. Under … [Read more...] about What is a Mortgage Forbearance Agreement?