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DannLaw urges victims of Marriott/Starwood data breach to preserve right to hold company accountable

U.S. Economy

December 3, 2018 By Marc Dann

Lodging company data breach exposes hundreds of millions to identity theft, consumer fraud

DannLaw, one of the nation’s leading consumer protection law firms, is urging victims of the massive Starwood data breach to immediately take steps to both protect their personal information and preserve their right to seek financial compensation from the Marriott Corporation, Starwood’s parent company.

Last week Marriott announced that sensitive information belonging to 500,000,000 million people who used the company’s Starwood reservations system has been accessed by cybercriminals. According to the company the hackers copied names, addresses, dates of birth, passport numbers, email addresses, phone numbers, and encrypted credit card information from the Starwood reservation system. The company admits that the perpetrators may be able to overcome the encryption and use the credit card numbers.

“Starwood had a legal, ethical, and moral obligation to protect the information they obtained from consumers,” Atty. Marc Dann said. “The company utterly failed to meet those obligations and now as many as 500 million people are at risk of having their identities stolen and their credit damaged or ruined by cyber criminals. They must be held accountable for their actions.”

Atty. Dann noted that Marriott, like other companies that allowed customers’ personal data to be compromised, waited months to reveal that the reservation system had been hacked. “Even worse, cybersecurity experts agree that the company missed multiple opportunities to detect and/or prevent the breach since it occurred in 2014,” the former Ohio Attorney General said.

Those experts include Andrei Barysevich, a researcher with the security company Recorded Future Inc., who told the Wall Street Journal that a small breach the company suffered in 2015 should have set off alarms. “With all the resources they have, they should have been able to isolate hackers back in 2015,” he said. Instead, hackers mined the company’s reservation system for nearly four years.

“As a result, what could and should have been a minor problem has become one of the largest security failures in history,” Atty. Dann said. “Whether willful or careless, it appears that Marriott violated a number of consumer protection laws, and that means victims may be entitled to substantial compensation.”

Anyone who used the Starwood system to reserve a room at one of the following properties in the past four years may be at risk:

  • Sheraton Hotels & Resorts
  • Four Points by Sheraton
  • Westin Hotels & Resorts,
  • W Hotels
  • Regis, Element Hotels
  • Aloft Hotels,
  • The Luxury Collection,
  • Tribute Portfolio,
  • Le Méridien Hotels & Resorts, and
  • Design Hotels.
  • Starwood-branded timeshare properties

“Anyone who believes their personal or credit card information has been stolen should visit https://answers.kroll.com/, the website Marriott set up to deal with the problem and take advantage of the opportunity to enroll in WebWatcher for free,” Atty. Dann said. “But please, do not agree to any waiver or release the company offers via email, regular mail, or via phone. The last thing a victim of the company’s carelessness should do is surrender their right to hold Marriott accountable at a later date.”

Atty. Dann also urged anyone whose data may have been compromised to arrange a free consultation with the firm’s highly experienced legal team by calling 877-475-8100 or by completing the form that may be accessed at  https://docs.google.com/…/1FAIpQLSfWi22blTFnoe5fLD…/viewform “We will be happy to walk people through the steps they need to take to preserve their rights under the law.”

Finally, Atty. Dann suggested that potential victims take the following steps to protect themselves and their families:

  • Marriott is notifying impacted consumers by email. The email will come from [email protected]. When other companies provided notifications in this manner, cybercriminals sent fake emails asking individuals to provide information about themselves by providing links to fake websites or impersonating someone trusted. The email being sent by Starwood will not contain any attachments or request any information from consumers and links will only take recipients to the breach web site.
  • Check credit reports from Equifax, Experian, and TransUnion and look for any unauthorized entries or accounts.
  • Place a free credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name.
  • If you decide against a credit freeze, consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name really is you;
  • Change your login information on your Starwood accounts. If you used that same username and password on other sites, change those as well;
  • Consider placing alerts on your financial accounts so your financial institution alerts you when money above a pre-designated amount is withdrawn;
  • Beware of potential phishing emails; don’t open email messages or attachments from unknown senders and do not click on any unknown links. Fraudsters will frequently send coercive and misleading emails threatening account suspension or worse if sensitive information is not provided;
  • Remember, businesses will never ask customers to verify account information via email or phone. If in doubt, contact the business in question directly for verification and to report phishing emails and phone calls; and
  • Be on the lookout for spoofed email address. Spoofed email addresses are those that make minor changes in the domain name, such as changing the letter O to the number zero, or lowercase letter I to the number one. Scrutinize all incoming email addresses to ensure that the sender is truly legitimate.

Filed Under: Consumer Fraud, Data Breach, Identity Theft, In the News Tagged With: Consumer Fraud, Credit Card Fraud, data breach, hacking, identity theft, Marriott, U.S. Economy

December 7, 2017 By Marc Dann

Marc Dann - "The Con" Documentary Screenshot

In 2007 then-Ohio Attorney General Marc Dann was among the first officials in the nation to recognize that years of predatory mortgage lending and Wall Street greed was about to devastate the housing market and bring the U.S. economy to the brink of collapse.

Now the filmmakers at Red Point Digital have produced and are preparing to release The Con, a documentary that chronicles the crisis, the people crushed by it, and those like Marc Dann who attempted to stop the economic carnage and hold those responsible for it accountable. Marc plays a prominent role because he, unlike federal officials, actually formed a criminal investigation task force that led to arrests and prosecutions of the scam artists who came close to utterly destroying the American Dream.

You can watch a trailer of The Con by clicking on the pic above. We’ll let you know when the full movie is released.

And just in case you think all is right with the world ten years after the crash, read the following piece about the ongoing foreclosure crisis in Ohio…

“The reports of my death are greatly exaggerated.” American author and humorist Samuel Clemens (Mark Twain) commenting on his supposed demise in 1897.

Unfortunately, the same thing can be said of the supposed demise of the housing crisis that’s cost millions of Americans their homes, savings, and peace of mind. Yes, like everyone else, I’ve seen the stories touting the economic recovery that’s sweeping the nation, but a number of things prevent me from adding my voice to the chorus singing Happy Days are Here Again.

First, there’s my own experience: distressed homeowners contact my firm every day desperately searching for a way to save their homes.. According to media reports, the only thing I should be hearing in my office are crickets, but the opposite is true.

Second, there’s the 2016 presidential election. I normally avoid the temptation—my spouse would call it a compulsion—to be overtly political in these columns, but pundits of all persuasions point to the economy and working class angst as the main reasons Donald Trump won. It’s not a coincidence that the voters who handed him the keys to the Oval Office live in states like Ohio that have been hit hard by a housing crisis that’s supposed to be over.

Except it isn’t, as a new report issued by Attom Data Solutions clearly shows. According to the company’s figures, nearly 20% of Ohio homeowners are underwater, i.e. they owe more than their houses are worth. The numbers are even more depressing when you look at the negative equity statistics city-by-city: Cleveland, 22.9%; Akron, 20.3%; Dayton, 20.3%; Toledo, 20.0%. If that data set isn’t bleak enough for you consider this: Columbus and Cincinnati are among the cities with the fastest rate of growth in underwater mortgages in the nation.

All of which explains why my phones will be ringing incessantly for some time to come.

I have often written about the economic toll the ongoing housing crisis already has and, based on the Attom report, will continue to extract from individuals, families, and entire communities in Ohio and other states. What we don’t talk about often enough is its impact on domestic relations law.

Let me explain…

Fifteen years ago, when I ran a law firm located in a strip plaza just outside Youngstown, Ohio, domestic relations work made up a considerable portion of my practice. Then, fighting over the equity in the marital home often led two people who had once been madly in love to regard each other with disdain that bordered on downright hate. But, in the end, at least one or both parties walked away with some cash and/or a home at the end of the day.

In 2008 the housing market collapsed and the situation changed. Although I had stopped doing domestic work, colleagues who did told me couples regularly engaged in “I don’t want it, you can have it” battles to determine which spouse would be stuck with a residence that was tens of thousands of dollars or more underwater. Divorce and dissolution proceedings ground to a halt as couples struggled to find a way to deal with crushing debt and the consequences of foreclosure. When people mired in this type of situation finally were divorced they ended up homeless and deeply in debt.

Nine years later not much has changed. The stress caused by attempting to bail out a home that’s underwater not only destroys marriages, it forces people who want to separate to stay together, increases the negative financial impact that often accompanies divorce, and makes it even harder for both parties to get on with their lives.

That’s why we readily agree to work with couples and attorneys who call us to help resolve mortgage and negative equity issues. They trust us to act as honest, impartial professionals who know how to delay, defend and deal with the aftermath of foreclosures. Whether we negotiate loan modifications, arrange short sales, ensure that mortgage companies have legal standing to foreclose, or use Regulations X and Z to hold financial institutions accountable when they break the rules, we extricate homeowners from situations that appeared hopeless and put them in a position to build a brighter future for themselves and their families.

That’s what makes foreclosure defense the most satisfying work I’ve done since I graduated law school. But I have to admit that I dream of the day when my phone’s not ringing because that would mean the housing crisis had ended, mortgage lenders and servicers were acting responsibly, and all was right with the world.

I know, it’s not going to happen, but I can dream can’t I? Until then, we at the Dann Law Firm will just keep doing what we do: helping people deal with the ongoing nightmare that is the housing crisis.

Filed Under: In the News Tagged With: Foreclosure Defense, Housing Market Crisis, The Con, U.S. Economy, Wall Street Greed

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